LaSnug
Fetch pet insurance review
Comprehensive cover, including dental and sick-visit fees.
Fetch markets a single comprehensive plan that includes areas some insurers treat as extras — dental, behavioral therapy, and sick-visit exam fees — along with extras like virtual vet visits. It's best known for comprehensive coverage. Owners who prefer one thorough plan and don't want to piece coverage together from add-ons.
The good
- Broad, single comprehensive plan
- Includes dental and behavioral coverage
- Covers sick-visit exam fees
- Extras such as virtual vet care
Worth noting
- Can cost more than bare-bones plans
- Some conditions carry longer waiting periods
What Fetch covers
- Accidents and illnesses
- Dental treatment
- Behavioral therapy
- Sick-visit exam fees and diagnostics
As with any accident-and-illness policy, pre-existing conditions are excluded and routine care is usually an optional wellness add-on. See what pet insurance covers for the full picture.
Who Fetch is best for
Owners who prefer one thorough plan and don't want to piece coverage together from add-ons.
This is an affiliate link — we may earn a commission if you buy through it, at no extra cost to you. It never changes our review.
Compare with other insurers
- Lemonade review — lowest starting prices.
- Spot review — flexible coverage limits.
- Embrace review — diminishing deductible.
- Pets Best review — direct vet pay.
- ManyPets review — no per-condition caps.
About this review
LaSnug is an independent information service, not an insurer, agent, or broker. Coverage features described here are general and can change — always confirm current terms, pricing, and availability directly with Fetch before buying. We may earn a commission from links on this page.
Fetch questions
Is Fetch pet insurance any good?
Fetch stands out for one thing above all: comprehensive coverage. Fetch markets a single comprehensive plan that includes areas some insurers treat as extras — dental, behavioral therapy, and sick-visit exam fees — along with extras like virtual vet visits. Whether it's right for you comes down to your pet's age, breed, and how you weigh the trade-offs below — always compare at least one other insurer before deciding.
What does Fetch cover?
Fetch's plans typically include accidents and illnesses, dental treatment, behavioral therapy, and more. Like all standard pet insurance, pre-existing conditions are excluded and routine care is usually an optional add-on. Confirm the exact terms in the policy wording before buying.
Does Fetch cover pre-existing conditions?
No. Like every mainstream pet insurer, Fetch excludes conditions that showed signs before your policy started or during the waiting period. Insuring while your pet is young and healthy is the way to keep the most covered.