LaSnugMaltese insurance, gently estimated.
A healthy young Maltese typically estimates around $49–$74/month for accident-and-illness cover. Tune it to your pet in under a minute.
By the LaSnug team · estimates reviewed June 2026
Insuring a Maltese typically estimates around $49–$74 a month for a healthy young pet on an accident-and-illness plan. The figure climbs with age and shifts with your state and the deductible you choose. Malteses are prone to dental disease and luxating patella, which nudges premiums above the average dog.
What drives the cost for a Maltese
A tiny companion breed with dental and tracheal risks and the occasional liver shunt. Lifelong, small-but-steady costs make early cover sensible.
Insurers price each breed on its typical claims history. For the Maltese, the conditions that most affect premiums include:
- dental disease
- luxating patella
- collapsing trachea
- liver shunt
Insurers worth a Maltese owner's time.
Pricing varies between providers. Get a personalized quote from each to see your real number.
Maltese insurance questions
How much does it cost to insure a Maltese?
For a healthy young Maltese, accident-and-illness plans typically estimate around $49–$74 per month, depending on your state, the pet's age, and the coverage limits and deductible you choose. Older pets cost more.
Is pet insurance worth it for a Maltese?
Malteses are prone to dental disease and luxating patella, and treating a single serious condition can cost thousands. Insurance is most worthwhile when bought young, before any condition becomes pre-existing and excluded.
What isn't covered?
Standard accident-and-illness plans exclude pre-existing conditions, and routine or wellness care is usually an optional add-on. Always read the policy wording before buying.